Top balance transfer promotional credit cards. 0% APR blance transfer special offers 2012



Promotional balance transfer offer is a great way to save some money for people with a debt on their current credit cards. Promo offers give low regular or 0% introductory rate on balance transfer for a longer period then balance transfer cards without special deals. Choose the best balance transfer credit card with promotion for you and apply via online secure application.

Top balance transfer promotional credit cards

Discover Promotional balance transfer Disocver More review
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alerts
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

Intro Purchase APR Regular APR Balance Transfer APR Type of Reward Annual Fee Credit Needed
0% for 6 months 10.99% - 20.99% Variable* 0% for 18 months Cash back $0 Good - Excellent

Best balance transfer credit cards with no fee

Chase Slate review
  • No Balance Transfer Fee!*
  • 0% Intro APR for 15 months on purchases and balance transfers
  • Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
  • After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
  • Avoid interest on everyday purchases
  • Pay down your balance faster
  • Zero liability on unauthorized purchases*
  • No Annual Fee*

Intro Purchase APR Regular APR Balance Transfer APR Type of Reward Annual Fee Credit Needed
0% for up to 15 months 11.99% - 21.99% variable 0% for up to 15 months - $0 Excellent - Good

Simmons First Visa® Platinum
By Simmons First
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 7.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee
Intro Purchase APR Regular APR Balance Transfer APR Type of Reward Annual Fee Credit Needed
N/A 7.25% Variable 7.25% Variable - None Excellent

0% APR on balance transfer, cash bonus

Chase Freedom review
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 15 months on purchases and balance transfers
  • 5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
  • You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire

Intro Purchase APR Regular APR Balance Transfer APR Type of Reward Annual Fee Credit Needed
0% for 15 months 12.99% – 22.99% 0% for 15 months Cash back $0 Excellent- Good


Balance transfer promotional credit cards summary


Currently the longest period promotional balance transfer lasts 18 months. It's important to consider balance transfer fee when you apply for a balance transfer card. Some credit cards provide zero balance transfer fee as a promo offer which usually lasts for a limited time. We review and compare best balance transfer offers from Chase, Citibank, American Express, Discover as well as other Visa and MasterCard credit card providers and add the best deals on the list below.



The article was updated on 5/11/2012. Some information may have changed since that date. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies credit card applications.

Best Credit Cards Online has financial relationships with some of the cards mentioned here, and Best Credit Cards Online may be compensated if consumers choose to apply for these links in the content, and ultimately sign up for them. We are not compensated for the positive reviews.


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* See credit card applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer's web site.

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