It is very easy to apply for an instant virtual card. Fill out virtual prepaid card application and start
online shopping or set up direct deposit the same day. Some cards provide cash bonuses if you enroll in direct deposit.
When choosing which instant virtual card to apply for it is very important to compare card fees, as most if not all instant cards
are prepaid cards which often charge high/hidden fees. Instant prepaid cards do not require credit check and very easy to
be approved for. As a cardholder you need to be aware of fees to avoid or decrease them to minimum.
Choose the best instant virtual card
for you and apply via secure online application.
Best Instant Virtual Prepaid Cards: Activation and Monthly Fees Comparison
We start with comparing monthly and activation fees of instant virtual cards. There is no monthly fee for AccountNow® Prepaid Visa®, but there is low
one time activation fee, which is $4.95. Cardholders can avoid monthly fee, which is $9.95, with AccountNow Gold Visa® Prepaid Card when loading at least $2,500
every months. Unlike AccountNow® Prepaid Visa®, AccountNow Gold Visa® Prepaid Card has no activation fee.
Instant Virtual Prepaid Cards: Direct Deposit, Purchase Fees
Both cards offer setting up free direct deposit with $25 bonus offer. Cardholders can also add cash absolutely free.
AccountNow Gold Visa® Prepaid Card has no fees for U.S. signature and PIN purchases, when the other card charges $1.00 per transaction.
Managing accounts online, online statements are free for both cards.
There is $1 fee for calls to a customer service for AccountNow® Prepaid Visa® and $0.50 per call for automated phone system.
AccountNow Gold Visa® Prepaid Card has no phone fees.
Best Instant Virtual Prepaid Cards Summary
If you plan to load $2,500 or more per months, AccountNow Gold Visa® Prepaid Card is the best choice for you as you'll avoid monthly fees,
you won't have activation and purchase fees. When you can't afford to load $2,500 every months on a card,
and you don't plan to make many purchases on a card every months then AccountNow® Prepaid Visa® would cheaper prepaid card for you.
With AccountNow® Prepaid Visa® you can load cash, set direct deposit, manage your account online absolutely free and you don't need to pay
monthly or annual fee.
Related Article: Top 10 Prepaid Debit Cards
The article was updated on 3/3/2013.
Some information may have changed since that date. We strongly suggest that you carefully read the
Terms and Conditions statement that accompanies credit card applications.
Best Credit Cards Online has financial relationships with some of the credit card companies mentioned here, and we
may be compensated if consumers choose to apply for the offers listed in the content, and ultimately sign up for them.
Discover is a paid advertiser of Best Credit Cards Online. See Discover credit card's application for complete Terms & Conditions.