Is Chase Freedom® Visa or MasterCard?

Issued by Chase

Is Chase Freedom Visa or MasterCard? Well, Chase Freedom card is issued in two networks - Visa and MasterCard. The card in Visa network and in MasterCard network are two identical cash back credit cards (same fees, rates, rewards, bonus offers) form Chase Bank with different network providers. Both networks are accepted worldwide. So if you don't have a preference for Visa or for MasterCard, you can choose any credit card with no difference for you. Review all rates, fees, benefits and bonus offers of Chase Freedom® credit card and apply for a card via secure online application.

Credit card rates and fees

Intro Rate for Purchase

Intro Purchase Period

Intro Rate for Balance Transfer

Intro Balance Transfer Period

Regular APR

APR Cash Advance

Annual Fee

Balance Transfer Fee

Late Payment Fee

Over the Limit Fee

Cash Advance Fee

Foreign Transaction Fee

Grace Period

Bonus Offer

Chase Freedom® Visa

0% APR

15 months

0% APR

15 months

12.99% – 22.99%

19.24% or 23.24%

either $5.00 or 3%*

Up to $35*

Up to $35.00

either $10.00 or 3%

21 Days

$100 bonus cash back

Chase Freedom quarterly rewards calendar 2012

January - March: Gas stations, Amazon.com
April - June: Grocery stores, Movie Theaters
July - September: Gas stations, Restaurants
October- December: Hotels, Airlines, Best Buy*, Kohl's

Chase Freedom® card pros

$100 cash back bonus
0% APR on purchase and balance transfers
Unlimited 1% cash back on all purchases
5% cash back rewards program
No annual fee
Rated 'Best Overall Card' by CBS MoneyWatch 2011

Chase Freedom® card cons

Limited benefits offered
Higher APR for less qualifying applicants

Chase Freedom® card benefits

Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
0% Intro APR for 15 months on purchases and balance transfers
5% Cash Back on up to $1,500 spent at grocery stores and movie theaters from 4/1/12 - 6/30/12
You'll enjoy new 5% categories every 3 months like gas stations, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
Unlimited 1% Cash Back on all other purchases
Up to an additional 10% Cash Back when you shop online at select merchants through Chase
No annual fee and rewards never expire

Chase Freedom® Visa or MasterCard summary

Chase Freedom® Visa (full Chase Freedom review) and MasterCard credit card are designed for people with good or excellent credit who would like to take earn flexible cash back rewards in many bonus categories, earn cash back for initial purchases, or/and transfer balance as cards offer now very attractive 0% introductory APR on both purchase and balance transfer.

Chase Freedom® credit card was rated 'Best Overall Card' by CBS MoneyWatch 2011. Chase Freedom® Visa is among best credit card deals and Chase Freedom® MasterCard is #1 among best 10 MasterCard offers.

Apply for Chase Freedom® Visa or MasterCard

Chase Freedom® Visa

Chase Freedom® MasterCard

The review of the card was updated on 4/23/2012. Some information may have changed since that date. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies credit card applications. Rating: 5

Best Credit Cards Online has financial relationships with some of the cards mentioned here, and Best Credit Cards Online may be compensated if consumers choose to apply for these links in the content, and ultimately sign up for them. We are not compensated for the positive reviews.

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