Following is a comparison of two popular point rewards credit cards
Chase Sapphire℠ Preferred vs
Chase Sapphire℠.
When comparing two credit cards we considered fees, rates, bonus offers and rewards program. Choose which card
Chase Freedom® Visa or Chase Sapphire℠ Preferred is the best for you and apply via
secure online application.
Chase Sapphire℠ Preferred vs Chase Sapphire℠ rates and fees chart
|
| Intro Rate for Purchase |
| Intro Purchase Period |
| Intro Rate for Balance Transfer |
| Intro Balance Transfer Period |
| Regular APR |
| APR Cash Advance |
| Annual Fee |
| Balance Transfer Fee |
| Late Payment Fee |
| Over the Limit Fee |
| Cash Advance Fee |
| Foreign Transaction Fee |
| Grace Period |
| Bonus Offer |
Chase Sapphire Preferred℠
|
| None |
| None |
| None |
| None |
| 15.24% Variable |
| 19.24% |
| $95 |
| either $5.00 or 3%* |
| Up to $35* |
| N/A* |
| either $10.00 or 5% |
| None |
| 21 Days |
| 40,000 bonus points |
Chase SapphireSM
|
| None |
| None |
| None |
| None |
| 15.24% Variable |
| 19.24% |
| $0 |
| either $5.00 or 3%* |
| Up to $35* |
| Up to $35.00 |
| either $10.00 or 5% |
| 3% |
| 21 Days |
| 10,000 bonus points |
Chase Sapphire℠ Preferred vs Chase Sapphire℠ rewards
- 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases
- 1 additional point per airfare and hotels booked through Ultimate Rewards (for a total of 3 points)
- Yearly bonus of 7% of all points cardholders earned
- 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases.
- 1 additional point per airfare and hotels booked through Ultimate Rewards
Chase Sapphire℠ Preferred vs Chase Sapphire℠ rewards comparison
Chase Sapphire℠ Preferred and Chase SapphireSM credit cards are two
great offers with excellent point rewards program. Both cards provide double points per dollar spent on dining.
Cardholders earn points every time they use card to pay for fine dining, fast food and takeout.
Additional to double points on dining, Chase Sapphire PreferredSM gives cardholders 2X points
on airfare and hotels, taxis and rental cars, trains & cruises.
Both cards will give additional point per airfare and hotels
booked through Ultimate Rewards, it is
2X points in total for Chase SapphireSM and 3X points in total for Chase Sapphire PreferredSM card.
There are no travel restrictions or blackout dates when you book with Ultimate Rewards.
All other purchases, made on Chase Sapphire℠ Preferred or Chase SapphireSM, earn 1 point per $1.
There is no limit on how much points can be earned and points will never expire. Cardholders can redeem points on travel,
merchandise, gift cards, cash back or unique experiences.
Compare Chase Sapphire℠ Preferred vs Chase Sapphire℠ pros
Chase Sapphire Preferred:
- 40,000 bonus points
- Annual bonus points
- No foreign transaction fee
- 2X points for food and travel with no limitations
- 1 point per $1 on all other purchases
- Points redeemable to participating frequent traveler programs at a 1:1 value
- Exclusive access to special events
- No annual fee for the first year
Chase Sapphire:
- No annual fee
- 10,000 bonus points
- Unlimited 2X points per $1 on restaurants
- 1 point per $1 for spend on other purchases
- Exclusive access to special events
Compare Chase Sapphire℠ Preferred vs Chase Sapphire℠ cons
Chase Sapphire Preferred:
- Annual fee after first year
- No introductory offers
Chase Sapphire:
- No introductory 0% APR offer
Chase Sapphire℠ Preferred vs Chase Sapphire℠ comparison summary
When deciding which card to choose Chase Sapphire℠ Preferred or Chase SapphireSM look at the reward programs, compare
fees and rates. Both credit cards are great point rewards offers.
We recommend Chase SapphireSM card (
Chase Sapphire review)
for restaurant lovers. The card has no annual fee and provide double points on dining.
Chase SapphireSM, as well as Chase Sapphire℠ Preferred, is on the list of the best
restaurant rewards credit cards.
Chase Sapphire℠ Preferred offers higher rewards and requires excellent credit score, high annual income from cardholders.
Being one of
the most prestigious credit cards, Chase Sapphire℠ Preferred is
designed for people who are looking for a card with unique travel reward program, as well as would like to earn rewards on dining.
Chase Sapphire℠ Preferred is great for international travel as it has no foreign transaction fee, offers high point rewards
on travel and opportunity to transfer points to participating frequent traveler programs at a 1:1 value.
Moreover, when cardholders book vacation through Ultimate Rewards with Chase Sapphire℠ Preferred they use 20% fewer points then
with any other card.
With no foreign transaction fee, 2X points on dining and travel Chase Sapphire℠ Preferred
(
Chase Sapphire Preferred review)
made it to the list of
best travel rewards credit cards.
Apply for Chase Sapphire℠ Preferred or Chase Sapphire
The credit card comparison was updated on 3/29/2012. Some information may have changed since that date.
We strongly suggest that you carefully read the Terms and Conditions statement that
accompanies credit card applications.
Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone,
not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express.
Best Credit Cards Online may be compensated through American Express Affiliate Program.
Best Credit Cards Online has financial relationships with some of the cards mentioned here, and Best Credit Cards Online
may be compensated if consumers choose to apply for these links in the content, and ultimately sign up for them.
We are not compensated for the positive reviews.
