0 interest credit cards with no balance transfer fee

Best 0% interest credit cards with no balance transfer fee 2012


Only a few issuers offer no fee balance transfer credit cards. Normally balance transfer fee is range from 3% to 5%. The best balance transfer card is the one that have 0% intro ductory interest on balance transfer and/or purchase and no or low balance transfer fee. A balance transfer offer with no balance transfer fee becomes even more attractive when it has rewards program. Choose the best 0% interest credit card with no balance transfer fee and apply via online secure application.

Best 0% interest credit crad with no balance transfer fee

Chase Slate review
  • No Balance Transfer Fee!*
  • 0% Intro APR for 15 months on purchases and balance transfers
  • Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
  • After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
  • Avoid interest on everyday purchases
  • Pay down your balance faster
  • Zero liability on unauthorized purchases*
  • No Annual Fee*

Intro Purchase APR Regular APR Balance Transfer APR Type of Reward Annual Fee Credit Needed
0% for up to 15 months 11.99% - 21.99% variable 0% for up to 15 months - $0 Excellent - Good

No balance transfer fee credit cards with travel rewards

Simmons First Visa® Platinum Rewards Card
By Simmons First
  • Excellent Credit Required - Applicants who do not have excellent credit will not be approved
  • Low 9.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
  • Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
  • Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
  • No Annual Fee
Intro Purchase APR Regular APR Balance Transfer APR Type of Reward Annual Fee Credit Needed
N/A 9.25% Variable 9.25% Variable Point None Excellent

Low regular interest credit cards with no balance transfer fee

PenFed Promise VISA Card
by Pentagon Federal Credit Union
  • Absolutely no fees!
  • 7.49% introductory purchase APR for first 36 months! After that, the APR will vary with the Prime Rate, and is currently 9.99% APR.
  • No-fee cash advances carry a 17.99% APR
  • No Foreign Transaction Fees!
  • Some restrictions apply.
  • You must be a Pentagon Federal Credit Union member to apply. Not a member? It’s easy to join. Click here to learn more.
Intro Purchase APR Regular APR Balance Transfer APR Type of Reward Annual Fee Credit Needed
7.49% for 36 months 9.99% V* 4.99% for 24 months* - $0 Excellent

Simmons First Visa® Platinum
By Simmons First
  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 7.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee
Intro Purchase APR Regular APR Balance Transfer APR Type of Reward Annual Fee Credit Needed
N/A 7.25% Variable 7.25% Variable - None Excellent





The article was updated on 03/14/2012. Some information may have changed since that date. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies credit card applications.

Best Credit Cards Online has financial relationships with some of the cards mentioned here, and Best Credit Cards Online may be compensated if consumers choose to apply for these links in the content, and ultimately sign up for them. We are not compensated for the positive reviews.


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* See credit card applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer's web site.

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