Blue Cash EverydaySM Card from American Express review 2012

Rewards

Blue Cash EverydaySM Card from American Express offers cash back program for everyday savings. With no enrollment, no spending minimum cardholders earn 3% cash back at supermarkets, 2% at gas stations and department stores and 1% on other purchases. Rewards are redeemable for cash, gift cards, merchandise.

There is cash bonus offer for new cardholders. When they spend $1,000 in first three months, they receive $100 bonus. Plus, there is another opportunity to earn additional cash rewards. When a cardholder refer a friend which get approval for Blue Cash EverydaySM Card from American Express, he gets $25 bonus.

With the Blue Savings Program that goes with the card, cardholders can enjoy exclusive offers and special discounts on hotels, restaurants, car rental and more.

Interest rates

Blue Cash EverydaySM Card from American Express offers introductory 0% APR on purchases for a whole year. Cardholders can take advantage of 0% APR on purchase for 12 months. It's very attractive interest free offer for credit card with rewards. Ongoing APR will depend on applicant's creditworthiness. There is no introductory 0% interest on balance transfer.

Annual savings with Blue Cash Everyday Card from American Express

Following chart is just an example of how much rewards can be earned annually with Blue Cash Everyday Card from American Express when the card is used responsibly. Let's assume monthly expense in each reward category is $200. Actual spending and reward earnings might vary depending on individual.

Reward Category	Reward Rate	Limits & Caps	Monthly Cash Reward	Annual Cash Reward
Grocery	3%	No	$6	$72
Gas	2%	No	$4	$48
Department Stores	2%	No	$4	$48
Other purchases	1%	No	$2	$24
Total			$16	$192

Blue Cash Everyday Card pros

• $100 cash bonus for new memebers
• Long duration 0% intro rate on purchase
• No spend minimum, no enrollment
• No annual fee
• Three main cash back bonus categories
• 1% cash back on all purchases
• $25 referral bonus for each friend/family member

Blue Cash Everyday Card cons

• No introductory rate for balance transfer available
• Higher interest rate for less qualifying applicants

Amex Blue Cash Everyday card review summary

Blue Cash EverydaySM Card from American Express is a great cash back credit card for everyday savings. There is no rotation for bonus categories, so cardholders will earn rewards all year long. Bonus categories are combined in a way that almost any person can get rewards with the card when used properly. Don't have a car, then you definitely do shopping at department stores. For its unlimited rewards on deaprtment store purchases we ranked the best department store rewards credit card. Don't like shopping, we bet you go to supermarkets for food.

Great cash back credit card, Blue Cash EverydaySM Card from American Express, gives flexibility in earning rewards. With its 3% cash back at supermarkets its one of the best grocery credit cards.

Moreover, the card offers some additional benefits such as car rental loss and damage insurance, travel accident insurance, special offer to exclusive events and concerts.

Apply for Blue Cash EverydaySM Card with cash back rewards

Blue Cash EverydaySM Card
from American Express Card





The review of the card was updated on 5/11/2012. Some information may have changed since that date. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies credit card applications.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. Best Credit Cards Online may be compensated through American Express Affiliate Program.

Best Credit Cards Online has financial relationships with some of the cards mentioned here, and Best Credit Cards Online may be compensated if consumers choose to apply for these links in the content, and ultimately sign up for them. We are not compensated for the positive reviews.