Chase Sapphire review

Chase Sapphire℠ credit card review 2012

Issued by Chase


Credit card rates and fees



Intro Rate for Purchase
Intro Purchase Period
Intro Rate for Balance Transfer
Intro Balance Transfer Period
Regular APR
APR Cash Advance
Annual Fee
Balance Transfer Fee
Late Payment Fee
Over the Limit Fee
Cash Advance Fee
Foreign Transaction Fee
Grace Period
Bonus Offer
Chase SapphireSM

None
None
None
None
15.24% Variable
19.24%
$0
either $5.00 or 3%*
Up to $35*
Up to $35.00
either $10.00 or 5%
3%
21 Days
10,000 bonus points
Rewards

Chase Sapphire℠ earns 2X points on restaurant purchases, including fast food, fine dining or takeout. There is no limits on how much double rewards cardholders can earn. Another opportunity to get double points with Chase Sapphire℠ is booking hotel or airfare through online Ultimate Rewards tool. When using this tool there is no travel restrictions or blackout dates. Cardholder will receive 1X point per every $1 spend on other purchases.

All Chase Sapphire℠ members receive exclusive access to unique events and experiences such as sports events, concerts, vacation deals and more.

Points can be redeemed for cash, gift cards, merchandise or travel. Rewards never expire.

Additional benefit for new members is 10,000 bonus points after they spend $500 in 3 months, It is $250 in rewards!

Interest rates

Chase Sapphire℠ credit card does not offer introductory 0% APR on purchase and balance transfer. The ongoing APR rate is 15.24%.


Chase Sapphire℠ benefits


  • Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!
  • 2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • Direct access to expert service advisors anytime
  • No annual fee!



Chase Sapphire℠ pros


  • No annual fee
  • 10,000 bonus points
  • Unlimited 2X points per $1 on restaurants
  • 1 point per $1 for spend on other purchases
  • Exclusive access to special events


Chase Sapphire℠ cons


  • No introductory 0% APR offer


Chase Sapphire℠ credit card review summary


Chase Sapphire℠ is an excellent credit card for restaurant lovers and travelers. Unlike some other restaurants credit cards, Chase Sapphire℠ provides DOUBLE points on restaurant purchases with no caps and points expiration. The same thing is for travel rewards: when airfare and hotels are booked through online booking tool, cardholders earn double points, plus no restrictions or blackout dates. All rewards are for no annual fee! Plus add points cardmembers earn for every dollar spend on other purchases.

Chase Sapphire℠ is great deal for people with excellent credit who would like to take advantage of restaurant and travel rewards program. The card is among best credit cards 2012.


Apply for Chase Sapphire℠


Chase Sapphire℠

Chase Sapphire review


The review of the card was updated on 3/27/2012. Some information may have changed since that date. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies credit card applications. Rating: 5

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. Best Credit Cards Online may be compensated through American Express Affiliate Program.

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* See credit card applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer's web site.

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