Miles Card Application


Discover Miles review

Miles by Discover® Card review 2012

Issued by Discover
DiscoverMiles

Credit card rates and fees



Intro Rate for Purchase
Intro Purchase Period
Intro Rate for Balance Transfer
Intro Balance Transfer Period
Regular APR
APR Cash Advance
Annual Fee
Balance Transfer Fee
Late Payment Fee
Over the Limit Fee
Cash Advance Fee
Foreign Transaction Fee
Grace Period
Bonus Offer
Miles by Discover® Card

N/A
N/A
0% APR
12 months
10.99%-15.99% (V)*
23.99%
$0
3% of the amount of each transfer.
Up to $35
N/A*
either $10 or 5%*
N/A*
25 days
Up to 20,000 Bonus Miles


Rewards

The card offers miles program with rewards on all purchases. Restaurant and travel purchases made in total $3,000 will bring DOUBLE miles each year, after restaurants and travel will earn 1 mile per every dollar. Purchases out of the two main categories give 1 mile per dollar all time. The rewards have no expiration limits.

Miles by Discover® Card offers up to 20,000 Bonus Miles (10,000 Bonus Miles with every $2,000). This promotional offer is available for the 1st 6 months.

Additional benefits: Excess Collision Damage Waiver Insurance and Scheduled Air Travel Accident Insurance.



Interest rates

Miles by Discover® Card offers 12 months interest free period on balance transfers with low 3% balance transfer fee. The regular variable rate is 10.99%-15.99%.


Miles by Discover® Card benefits


  • Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months – up to 20,000 Bonus Miles
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information



Miles by Discover® Card pros


  • 0% APR offer on purchases and balance transfer
  • Bonus miles offer
  • 2X miles per $1 on travel and reataurant purchases
  • 1 mile per $1 on all purchases
  • No annual fee


Miles by Discover® Card cons


  • Higher APR for less qualifying applicants
  • Limited double miles rewards


Miles by Discover® Card review summary


Miles by Discover® Card is created for people with very good credit who plan to take advantage of the miles reward program.

With Miles by Discover® Card cardholders can book their travel with any airline, hotel, car rental agency with no restrictions, no blackout dates and earn double rewards. Plus 2X miles can be earned on restaurant purchase (full-service restaurants, cafes, cafeterias and fast food). You can find Miles by Discover® Card on the list of the best restaurant credit cards.

Though it is a great combination for travelers to earn miles, the card has limits on how much double rewards can be earned. It makes Miles by Discover® Card less attractive for frequent travelers. But with its 12,000 miles it is still great deal for people who travel locally, or have one or two low-cost international trips a year.

There is another opportunity to earn 2X rewards with Miles by Discover® Card when cardholder shop through their Discover online account at many popular retailers. There is no limits on how much rewards can be earned with ShopDisocover online mall.

Miles by Discover® Card has many ways where cardholder can redeem earned miles towards travel, merchandise, gift cards, credit statement or they can donate rewards.

With no annual fee Miles by Discover® Card with its DOUBLE miles, bonus miles offers and 0% APR is decent travel rewards credit card deal. The card is on the list of best travel credit cards.


Apply for Miles by Discover® Card


Miles by Discover® Card
DiscoverMiles
Discover Miles review


The review of the card was updated on 5/15/2012. Some information may have changed since that date. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies credit card applications.

Best Credit Cards Online has financial relationships with some of the cards mentioned here, and Best Credit Cards Online may be compensated if consumers choose to apply for these links in the content, and ultimately sign up for them. We are not compensated for the positive reviews.



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* See credit card applications for details about terms and conditions of offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer's web site.

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