Rewards
Discover® More Card - 18 Month Promotional Balance Transfer offers cash back rewards. The card offers 5% Cashback on purchases
cardholders make once enrolled in quarterly bonus categories. Enrollment is free. Depending on the quarter cardholders
can earn
rewards on gas, department stores, entertainment and more.
All purchases outside bonus categories earn .25% Cashback bonus untill total yearly spending reaches $3,000,
after that 1% Cashback bonus is applied to all purchases.
April - June bonus categories: Restaurants and Movies.
Additional benefits: Excess Collision Damage Waiver Insurance and Scheduled Air Travel Accident Insurance.
Interest rates
Discover® More Card - 18 Month Promotional Balance Transfer provide very attractive 0% APR introductory offer on balance transfers for
new customers. There is also introductory
0% APR on purchases for 6 months.
Discover® More Card - 18 Month Promotional Balance Transfer
- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Discover is ranked #1 in customer loyalty--16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S. based Account Manager within 60 seconds
- $0 Fraud Liability plus automatic mobile and email fraud alerts
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
- *Click apply to view rates, fees, rewards, limitations and other important information
Discover quarterly rewards calendar 2012
- January - March: Gas and Entertainment
- April - June: Restaurants and Movies
- July - September: Gas and Summer Fun
- October- December: Holiday Shopping
Discover® More Card - 18 Month Promotional Balance Transfer pros
- 0% APR on balance transfers
- 0% APR on purchases for 6 months
- No annual fee
- 5% cash back rewards program
- Up to 1% cash back on all purchases
- Restaurant rewards in April- June
Discover® More Card - 18 Month Promotional Balance Transfer cons
- No bonus offers and special rewards
- Higher interest for less-qualifying applicants
- Purchases (out of 5% Cashback Bonus categories) earn 0.25% Cashback Bonus utill yearly spending total reaches $3,000
- There is enrollment in Cashback Bonus program, but it's free
Discover® More Card - 18 Month Promotional Balance Transfer review summary
Discover® More Card - 18 Month Promotional Balance Transfer has no annual fee, offers the longest duration
0% APR on balance transfer and
no interest on purchases for 6 months. Unlike other 18 months interest free balance transfer credit cards,
Discover® More Card - 18 Month Promotional Balance Transfer has excellent reward program.
The card is a great choice for people with good credit who need to transfer current balance from a higher rate card
and who also plan to take advantage of cash rewards. Discover® More Card - 18 Month Promotional Balance Transfer
is among
best credit card deals 2012.
Apply for Discover® More Card - 18 Month Promotional Balance Transfer
Discover® More Card
18 Month Promotional Balance Transfer
The review of the card was updated on 3/30/2012. Some information may have changed since that date.
We strongly suggest that you carefully read the Terms and Conditions statement that
accompanies credit card applications. Rating: 5
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